Ground-Up Construction Loans for Investors in Colorado
At Colorado Best Fix and Flip Loans, we offer tailored Colorado Ground-Up Construction Loans for investors in Colorado who are building new residential or mixed-use investment properties. Our lending programs are designed for speed, flexibility, and the unique needs of real estate developers, builders, and investors.
We help you move from land acquisition to completed construction with ease.
What Is a Ground-Up Construction Loan?
A ground-up construction loan provides financing for building a property from the ground up. It typically covers:
– Land acquisition or lot payoff
– Permits and architectural plans
– Labor and materials
– Construction phases and inspections
Unlike traditional banks, we prioritize the property’s after-construction value and the project viability—not lengthy documentation.
Why Choose Our Colorado Ground-Up Construction Loans?
We specialize in funding ground-up construction for :
Single-family rentals and flips
Duplexes, triplexes, and fourplexes
Townhomes
Small multifamily properties (5–20 units)
Mixed-use residential buildings
Loan Features
Loan Amounts
$100,000 to $50,000,000+
LTC
Up to 85% of total project cost
Loan Terms
6 to 24 months (extensions available)
Interest Rates
Starting at 9.00% (interest-only)
Speed
Close in 5 business days
Draw Schedule
Based on complete milestones
How Our Construction Loan Process Works
Pre-Approval
Apply online and receive a decision within 1 hour.
Submit Project Plans
Send your scope of work, budget, building plans, and details for underwriting.
Loan Approval
We issue a loan term sheet and approval tied to your construction milestones.
Close & Begin Construction
We fund your land and construction draws through escrow.
Colorado Cities We Serve
We fund construction projects statewide, including:
Who Can Apply?
Our construction loans are available to:
Self-employed with strong plans
LLCs & Corporations
Licensed General Contractors
Real estate agents & developers
We don’t require W-2 income or high credit scores. If your project is sound—we’ll fund it.
Required Documents
To expedite approval, have these ready:
– Property address or parcel
– Building plans and cost breakdown
– GC license and insurance
– Timeline with estimated start/end dates
– Exit strategy (sale, refinance, DSCR rental loan)
Real Project Example
A Denver-based investor secured a $975,000 loan from Colorado Best Fix and Flip Loans to build two duplexes on a subdivided lot. With 80% LTC, staged draws, and a 14-month term, the project was completed on time and refinanced into permanent rental financing.
Ready to Build?
We’re here to help you bring your vision to life with expert-backed, fast capital. Our ground-up loans offer the flexibility you need to build from the ground up without delays.
Apply now and get pre-approved for a Colorado ground-up construction loan within 24 hours.