Commercial Property Construction Loans in Colorado
At Colorado Best Fix and Flip Loans, we provide fast, flexible, and investor-focused Colorado Commercial Construction Loans for ground-up and major renovation projects. Our private lending programs are built for developers and real estate investors looking to build income-generating commercial properties throughout Colorado’s rapidly growing markets.
From retail and office buildings to mixed-use and warehouse spaces, we finance what banks often can’t—or won’t.
What Is a Commercial Construction Loan?
A commercial construction loan offers short-term financing for the ground-up development or heavy rehab of an income-producing property. These projects typically include:
– Site acquisition or payoff
– Permit, zoning, and architectural costs
– Construction phases (foundation to finish)
– Contractor labor and materials
We base loan decisions on project viability, after-construction value, and your real estate experience—not personal income or tax returns.
Types of Projects We Fund
We provide commercial property construction loans in Colorado for:
Office buildings
Retail strip centers
Medical and dental clinics
Mixed-use developments
Warehouses & industrial buildings
Hospitality
Why Choose Our Colorado Commercial Construction Loans?
Loan Amounts
$100,000 to $50,000,000+
LTC
Up to 80% of total project cost
Loan Term
3–24 months with extensions
Interest Rates
Starting at 9.00% (interest-only)
Speed
Close in 5 business days
Draws
Based on progress and inspections
Flexible Lending For
Owner-builders and joint ventures
LLCs, Corporations, and Trusts
Experienced developers & beginners with strong teams
Our Commercial Construction Lending Process
Pre-Approval
Submit basic information about your property, site plans, and intended use. We issue pre-approval within 1 hour.
Project Review
We underwrite based on project feasibility, construction budget, and developer experience.
Term Sheet & Approval
You’ll receive a term sheet detailing loan structure, interest rate, LTC, and draw timeline.
Funding & Construction
We fund your project in stages, aligned with permitting, inspection, and build progress.
Colorado Markets We Serve
We actively lend in major metros and secondary cities across Colorado:
Recent Project Example
A developer in Colorado Springs secured a $2.1 million construction loan for a ground-up 8-unit retail center. With 75% LTC, flexible draws, and a 16-month term, the project was completed ahead of schedule and 90% pre-leased by CO.
Documents Needed for Approval
To get started, please prepare:
– Site address and zoning verification
– Architectural plans and contractor bid
– Project budget and timeline
– Exit strategy (lease-up, sale, or refinance)
– Entity documentation (LLC, partnership, etc.)
Let’s Build Your Commercial Vision
If you’re ready to start a new commercial build in Colorado, let our private capital get your project moving.
Apply today for a Colorado commercial construction loan and receive pre-approval in 48 hours.