On-Time Closing Guarantee Terms & Conditions

Introduction

Direct Private Capital Group, Inc. (“we”, “our”, or “us”) offers an On-Time Closing Guarantee (“Guarantee”) for qualified transactions submitted via ColoradoBestFixAndFlipLoans.com. These Terms & Conditions outline the eligibility requirements, exclusions, and procedures associated with this Guarantee.

1. What is the Guarantee?

If your loan does not close by the agreed-upon closing date due to delays caused solely by us, you may be eligible for a closing credit of up to $1,000, subject to the terms outlined herein.

2. Eligibility Requirements

To qualify for the Guarantee, all of the following conditions must be met:

– The loan application must be complete with all required documentation submitted at least 10 business days prior to closing.

– Property must be located in a qualifying service area within the state of Colorado.

– Borrower must be responsive to all information and document requests within 24 hours.

– Appraisal, title, and third-party vendor reports must be delivered on time.

3. Exclusions

This Guarantee does not apply to delays caused by:

– Incomplete or inaccurate borrower documentation

– Third-party vendors (e.g., appraisers, title companies)

– Natural disasters, acts of God, or other force majeure events

– Regulatory or legal holds outside our control

– Borrower’s failure to meet eligibility or credit requirements

4. Claim Process

To initiate a claim, borrower must notify us in writing within five (5) business days of the missed closing date. Claims should be sent to:

Email: closings@coloradobestfixandfliploans.com

Subject: On-Time Closing Guarantee Claim

Each claim will be reviewed within ten (10) business days of receipt.

5. Remedy

If eligible, the borrower will receive a one-time closing cost credit of up to $1,000, issued via lender credit or check. No cash equivalent will be offered.

6. Limitations

The Guarantee is subject to change or discontinuation at any time without notice and may not be combined with other promotional offers.

7. Legal Disclaimer

This Guarantee is not insurance or a warranty. It is a limited promotional offer and is not transferable.